Despite it being illegal and often resulting in severe penalties, people still drive without a license. In most cases, these drivers have a license, but it was suspended or expired. If an unlicensed driver struck you or a loved one, it is vital to note that the other driver may not have insurance. Even if they have been paying the premiums, some policies stop coverage if the policyholder does not have a valid license.
There are a variety of scenarios that involve accidents with unlicensed drivers, and there are a few variables to consider:
- Do they have insurance?
- Does the insurance coverage still apply if the driver is not licensed?
- Was the unlicensed driver at fault for the crash?
Another potential scenario is when a driver without a license is driving someone else’s car with their permission. Insurance coverage will typically fall on the vehicle, not the driver. Even if the driver does not have insurance, you may be able to file a claim against the car owner’s policy. Typically, if the driver or owner of the car does have insurance coverage, the claims process would proceed like any other accident. If the driver or owner of the vehicle does not have insurance, you may be able to use the uninsured coverage in your insurance policy.
The Beverly Hills car accident attorneys at One Law Group are here to help win compensation and get the legal advice you need. Give us a call today at (844) 626-1529.